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  • Annual Reports

Investors Corner

Annual Report

In the face of a challenging operating environment, CFSL delivered a noteworthy performance and celebrated several milestones. In addition to delivering an improved turnover, several of the metrics used to measure our progress have shown positive trends, including: continued growth in our asset book, growth in our net interest income margin as well as non-interest revenue, reduction in our cost-to-income ratio, and continued improvement in our non-performing loan ratios post COVID. These indicators stand as a testament to the soundness of our business model and our clear strategic direction.

This past year, we also grew our core activities and strengthened our expertise, which I credit to each one of our 1000 outstanding team members; we have made great progress on our digital transformation journey; and we completed a key acquisition that is paving the way for purposeful expansion in rapidly growing markets in Africa.
I am very encouraged by these results.

Extract of the ‘’Discussion with the Group CEO’’ section.

Cim Financial Services Ltd Integrated Report 2022

Cim Financial Services Ltd
Integrated Report 2023

Cim Financial Services Ltd Integrated Report 2022

Cim Financial Services Ltd
Integrated Report 2022

Cim Financial Services Ltd
Integrated Report 2021

Cim Financial Services Ltd
Integrated Report 2020

Cim Group’s
Annual Report 2019

Cim Group’s
Annual Report 2018

Cim Group’s
Annual Report 2017

Cim Group’s
Annual Report 2016

Cim Group’s
Annual Report 2015

Cim Group’s
Annual Report 2014

Cim Group’s
Annual Report 2013