Hey! Hold on.

This dimension is not optimised for device.
For a better user experience, please increase your window size.

  • About us
  • Investors Corner
  • Overview

Investors Corner

Despite the challenging conditions, Cim Group has had a solid financial year. Group net operating income increased by 15% from MUR1.8 bn in financial year (FY) 2019 to MUR2.1 bn in FY 2020. However, Group profit after tax decreased by 50% from MUR382.7 m to MUR190.8 m over the same period mainly due to an increase in provisioning charges.

Cim Finance business review

Despite the lockdown and adverse conditions, the Finance cluster still managed to record top-line growth during financial year 2020 (FY20). Net operating income increased by MUR271 m (+15.8%) from MUR1.72 bn in FY19 to MUR1.99 bn in FY20. Profit after tax decreased by MUR126 m (-29%) from MUR432 m to MUR306 m, driven by an increase in provisioning charges to take into account the adverse market conditions. The Finance cluster had a very strong first six months of the financial year before lockdown, where it was ahead of targets compared to the previous year, which has contributed to an overall positive result despite the increase in provisioning charges.
Extract from the Group Review

Integrated Report 2020

It is impossible to start this review without mentioning the COVID-19 crisis that has shaken the very foundations of the world as we used to know it. Cim, similar to other companies, has not been spared from the effects of this crisis. Our priority during the year under review has thus been to support our clients so that they can weather the storm.
Accordingly, we implemented several schemes such as a grace period so that clients would not be penalised for any payments missed during the lockdown period, a rescheduling scheme which offered clients the possibility to re-arrange their credit facilities where they have been impacted by the COVID-19 crisis, and more recently the Wakashio oil spill and we launched a revitalised version of the Cim SME Factoring Scheme.

More than ever, businesses cannot be impervious to the needs of the communities that they operate in. In this time of crisis and in addition to our ongoing CSR initiatives such as the Housing project at Cité Coeur Immaculée de Marie and the Get Connected Drug Prevention programme, Cim has launched a ‘Job Support Programme’ for the benefit of its clients who have lost their jobs due to the pandemic.

In partnership with local recruitment agencies, we assist such clients to build and upload their profiles on the job recruitment platforms and help them prepare for interviews. We sincerely hope that this initiative will be of aid to our clients in finding new jobs as quickly as possible.

Extract from CFSL’s Integrated Report 2020 – Chairperson’s Message

  • Integrated Report 2020 download
  • Annual Report 2019 download
  • Annual Report 2018 download
  • Annual Report 2017 download

Share Price Information


Return on Equity


Increase in
Total Assets


Earnings per share

Share Price (Rs)

(MUR6.06) Year ended 30 September 2020

Opening of period


End of period


Dividend per share

(2020: MUR0.16) (2019: MUR0.23)

Dividend yield

(2020: 2.6%) (2019: 3.1%)

Financial Information


CFSL - Communique 01.10.2020

CFSL – Communique 10.06.2020

CFSL - Communique 24.03.2020

CFSL - Notice of Annual Meeting of Shareholders

CFSL - Corporate Resolution

CFSL - Proxy Form

CFSL - Listing Particulars

CFSL - Pricing supplement 3 years

CFSL - Pricing supplement 5 years

CFSL - Communique 20.02.2020