CFSL - Annual report 2018

EXPLANATORY NOTES 30 SEPTEMBER 2018 4. FINANCIAL RISK MANAGEMENT (CONT’D) 4.1 Financial risk factors (cont’d) (e) Liquidity risk (Cont’d) Contractual maturities of undiscounted cash flows of financial assets and liabilities Group Up to 1 year 1 to 5 years Over 5 years Total 30 September 2018 MUR m MUR m MUR m MUR m Assets Cash and bank balances 526.1 - - 526.1 Deposits with banks 548.4 489.1 57.3 1,094.8 Net investment in leases and other credit agreements 4,875.3 4,104.3 85.1 9,064.7 Loans and advances 1,790.2 1,748.0 42.0 3,580.2 Investments in financial assets 1,598.2 - 1.2 1,599.4 Other assets 605.5 - - 605.5 Total assets 9,943.7 6,341.4 185.6 16,470.7 Liabilities Deposits from customers 1,308.8 2,750.5 - 4,059.3 Other borrowed funds 5,052.8 999.7 - 6,052.5 Other liabilities 1,224.5 - - 1,224.5 Total liabilities 7,586.1 3,750.2 - 11,336.3 Net liquidity gap 2,357.6 2,591.2 185.6 5,134.4 Group Up to 1 year 1 to 5 years Over 5 years Total 30 September 2017 MUR m MUR m MUR m MUR m Assets Cash and bank balances 505.4 - - 505.4 Deposits with banks 183.7 348.0 - 531.7 Net investment in leases and other credit agreements 4,324.8 3,324.5 52.6 7,701.9 Loans and advances 1,458.5 1,452.2 42.4 2,953.1 Investments in financial assets 12.3 8.3 1.8 22.4 Other assets 485.8 - - 485.8 Total assets 6,970.5 5,133.0 96.8 12,200.3 Liabilities Deposits from customers 1,276.1 2,159.1 - 3,435.2 Other borrowed funds 2,248.1 2,041.1 118.9 4,408.1 Other liabilities 1,159.0 - - 1,159.0 Total liabilities 4,683.2 4,200.2 118.9 9,002.3 Net liquidity gap 2,287.3 932.8 (22.1) 3,198.0 91 CIM FINANCIAL SERVICES LTD ANNUAL REPORT 2018