Annual Report 2019

Explanatory Notes 30 SEPTEMBER 2019 28. OTHER BORROWED FUNDS (CONT’D) GROUP COMPANY Sep-19 Sep-18 Sep-19 Sep-18 (b) Non current borrowings analysed as follows: MUR m MUR m MUR m MUR m Repayable otherwise than by instalments: After one year and before two years Others 2.5 16.2 - - After two years and before three years Others 3.2 531.0 - - After three years and before five years Others - 360.9 - - After five years - 27.3 - - Repayable by instalments: After one year and before two years 3,112.0 4.6 - - After two years and before three years 131.4 2.5 - - After three years and before five years 1,037.4 3.2 - - After five years - - - - 4,286.5 945.7 - - GROUP COMPANY Sep-19 Sep-18 Sep-19 Sep-18 % % % % (c) The effective interest rates at the end of the reporting period were as follows: Bank overdrafts 4.90- 6.95 5.05- 6.95 - - Bank and other borrowings - Secured 3.25 - 5.40 3.20 - 6.75 - 5.55 - 5.85 Bank and other borrowings - Unsecured 0.75 - 4.80 0.75 - 4.25 3.45- 3.70 3.55 - 4.20 CIM FINANCIAL SERVICES LTD / ANNUAL REPORT 2019 143