Integrated Report 2020

INTEGRATED REPORT 2020 CIM FINANCIAL SERVICES LTD Explanatory Notes 30 SEPTEMBER 2020 4. FINANCIAL RISK MANAGEMENT (CONT’D) 4.1 Financial risk factors (Cont’d) (e) Liquidity risk (Cont’d) Contractual maturities of undiscounted cash flows of financial assets and liabilities (Cont’d) COMPANY 30 September 2020 Up to 1 year MUR m 1 to 5 years MUR m Over 5 years MUR m Total MUR m Assets Cash and bank balances 18.1 - - 18.1 Loans and advances 3,130.7 3,909.3 280.5 7,320.5 Investments in financial assets 20.8 - - 20.8 Other assets 190.2 - - 190.2 Total assets 3,359.8 3,909.3 280.5 7,549.6 Liabilities Other borrowed funds 1,499.2 3,707.5 280.5 5,487.2 Other liabilities 5.9 - - 5.9 Total liabilities 1,505.1 3,707.5 280.5 5,493.1 Net liquidity gap 1,854.7 201.8 - 2,056.5 30 September 2019 Up to 1 year MUR m 1 to 5 years MUR m Over 5 years MUR m Total MUR m Assets Cash and bank balances 12.6 - - 12.6 Loans and advances 2,813.2 182.3 - 2,995.5 Other assets 200.4 - - 200.4 Total assets 3,026.2 182.3 - 3,208.5 Liabilities Other borrowed funds 1,213.5 - - 1,213.5 Other liabilities 3.8 - - 3.8 Total liabilities 1,217.3 - - 1,217.3 Net liquidity gap 1,808.9 182.3 - 1,991.2 COMPANY 107