Integrated Report 2020

INTEGRATED REPORT 2020 CIM FINANCIAL SERVICES LTD Explanatory Notes 30 SEPTEMBER 2020 40. MATURITY ANALYSIS OF ASSETS AND LIABILITIES GROUP 2020 2019 Within 12 months After 12 months Total Within 12 months After 12 months Total MUR m MUR m MUR m MUR m MUR m MUR m ASSETS Cash and bank balances 460.7 - 460.7 444.5 - 444.5 Deposits with banks 310.6 199.6 510.2 9.0 498.0 507.0 Net investment in leases and other credit agreements 4,512.0 3,862.1 8,374.1 4,435.8 4,333.3 8,769.1 Loans and advances 1,929.7 3,173.5 5,103.2 1,752.3 1,956.4 3,708.7 Investments in financial assets 5.0 23.9 28.9 - 8.9 8.9 Other assets 360.1 - 360.1 435.3 - 435.3 Inventories 2.0 - 2.0 3.7 - 3.7 Investments in associates - 24.9 24.9 - 141.0 141.0 Equipment - 556.3 556.3 - 638.9 638.9 Right-of-use assets - 189.3 189.3 - - - Income tax assets - - - 18.3 - 18.3 Deferred tax assets - 188.8 188.8 - 47.1 47.1 Intangible assets - 109.8 109.8 - 88.3 88.3 Total assets 7,580.1 8,328.2 15,908.3 7,098.9 7,711.9 14,810.8 LIABILITIES Other borrowed funds 4,681.0 5,155.6 9,836.6 4,808.3 4,286.5 9,094.8 Other liabilities 1,372.0 - 1,372.0 1,438.7 - 1,438.7 Lease liabilities 24.3 185.0 209.3 - - - Income tax liabilities 115.6 - 115.6 6.1 - 6.1 Post-employment benefit liabilities - 158.9 158.9 - 94.4 94.4 Deferred tax liabilities - 16.4 16.4 - 1.3 1.3 Total liabilities 6,192.9 5,515.9 11,708.8 6,253.1 4,382.2 10,635.3 COMPANY 2020 2019 Within 12 months After 12 months Total Within 12 months After 12 months Total MUR m MUR m MUR m MUR m MUR m MUR m ASSETS Cash and bank balances 18.1 - 18.1 12.6 - 12.6 Loans and advances 3,104.6 4,189.8 7,294.4 2,809.6 182.3 2,991.9 Investments in financial assets 5.8 15.0 20.8 0.8 - 0.8 Other assets 192.0 - 192.0 200.4 - 200.4 Investments in subsidiaries - 1,118.1 1,118.1 - 1,130.3 1,130.3 Investments in associates - - - - 10.4 10.4 Intangible assets - - - - 0.1 0.1 Total assets 3,320.5 5,322.9 8,643.4 3,023.4 1,323.1 4,346.5 LIABILITIES Other borrowed funds 1,499.2 3,988.0 5,487.2 1,203.3 - 1,203.3 Other liabilities 5.9 - 5.9 3.8 - 3.8 Income tax liabilities 4.6 - 4.6 2.7 - 2.7 Post-employment benefit liabilities - 45.1 45.1 - 37.7 37.7 Total liabilities 1,509.7 4,033.1 5,542.8 1,209.8 37.7 1,247.5 The table below shows an analysis of assets and liabilities based on when they are expected to be recovered or settled. 149