18 C I M F I N A N C I A L S E R V I C E S L T D C H A I R P E R S O N ’ S M E S S A G E C I M F I N A C I A L S E R V I C E S L T D A Message from our Chairperson Dear Shareholders, It gives me great pleasure to present to you CIM Financial Services Ltd’s Annual Report for the financial year 2020-2021. Though the past year was fraught with persistent challenges triggered by the prolonged pandemic, it also proved to be an eye-opener for Cim Finance. It strengthened our conviction that no country or organisation can thrive, or even exist, in isolation. Without underestimating the dire realities we face, I am struck by how far we have come, and how much further we can go, when we act collectively. Amid all the uncertainties, one thing is certain: facing a common challenge calls for a collective response. And only by working together can we overcome the pandemic and emerge stronger. Aisha Timol Independent Director and Chairperson
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