CFSL Integrated Report 2021

187 I N T E G R A T E D R E P O R T 2 0 2 1 43. FINANCIAL SUMMARY Sep-21 MUR m Sep-20 MUR m Sep-19 MUR m Statements of Profit or Loss and Other Comprehensive Income from continuing operations Interest income 1,929.2 1,714.7 1,442.6 Interest expense (396.1) (431.4) (388.2) Net interest income 1,533.1 1,283.3 1,054.4 Lending and agency related income 596.1 644.8 541.1 Other income 129.9 153.9 214.4 Net operating income 2,259.1 2,082.0 1,809.9 Operating expenses (1,209.2) (1,176.1) (1,148.0) Profit before impairment 1,049.9 905.9 661.9 Net impairment losses on financial assets (540.0) (652.6) (180.9) Net gain on de recognition of subsidiaries - 13.5 - Share of results of associates (3.8) 0.5 (32.3) Foreign exchange gain 5.4 0.9 4.4 Profit before taxation 511.5 268.2 453.1 Income tax expense (94.4) (77.4) (86.2) Profit for the year from continuing operations 417.1 190.8 366.9 Other comprehensive income for the year, net of tax 38.9 (39.1) (4.1) Total comprehensive income from continuing operations for the year 456.0 151.7 362.8 Profit for the year from discontinued operations - - 15.8 Profit for the year 456.0 151.7 378.6 Earnings per share (MUR) 0.61 0.28 0.54 Earnings per share from continuing operations (MUR) 0.61 0.28 0.56 Statements of Financial Position Assets 16,647.5 15,908.3 17,512.7 Stated capital 680.5 680.5 680.5 Retained earnings 3,402.8 3,053.7 2,983.7 Other reserves 504.2 465.3 511.3 Liabilities 12,060.0 11,708.8 10,635.3 16,647.5 15,908.3 14,810.8 Stated Capital Number of ordinary shares - issued and fully paid Units 680,522,310 680,522,310 680,522,310 GROUP Explanatory Notes 30 SEPTEMBER 2021 E x p l a n a t o r y N o t e s

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