55 I N T E G R A T E D R E P O R T 2 0 2 1 Family first Homeschooling: a phenomenon that caught many parents off guard, including Danandjay Bagelloo. He needed to procure essentials so that his two children, one in Grade IV and the other in Grade VI, could work independently. In September, the dutiful father went to Courts Saint-Pierre for an impromptu purchase: a printer that he financed with the help of Cim Finance. Fortunately, they had a shared laptop for the family that would serve the purpose. Danandjay was able to cope with this unplanned purchase thanks to his healthy financial habits. “I am careful not to accumulate debt. I advance my repayments whenever I have an extra inflow of money,” he explains. He has already repaid the loans for his children’s bicycles, an Air Fryer and a microwave. As a production supervisor at one of the largest food distributors, Danandjay is grateful that COVID-19 has not affected his company. “I feel lucky that my job is not at risk. Despite this, I am uneasy that shipping boats are constantly getting delayed and I find myself out of work, even for a brief moment. Consistent frugality is the key, especially as life is getting more and more expensive,” he says. Danandjay is even more cautious because his family is growing. He and his family are greatly looking forward to welcoming a third child in January. When he bought the printer for his children, he could not resist another purchase: a mattress to ease his wife’s back pain. “My family is my priority. And I am grateful to Cim Finance for assisting me in giving them the comfort they deserve,” says Danandjay. Danandjay Bagelloo, A family man I N T E G R A T E D R E P O R T 2 0 2 1
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