GROUP COMPANY NOTES Sep-24 MUR m Sep-23 MUR m Sep-24 MUR m Sep-23 MUR m Analysed as follows: Recognised in the Cash Flow as paid 732.5 564.8 732.1 557.5 Accrued 84.0 14.2 70.0 16.6 816.5 579.0 802.1 574.1 Net interest income 2,728.0 2,375.6 2,586.4 2,325.6 6. LENDING AND AGENCY RELATED INCOME GROUP COMPANY Sep-24 MUR m Sep-23 MUR m Sep-24 MUR m Sep-23 MUR m Income for services provided over time Income relating to merchant and agency activities 363.8 318.6 363.8 318.6 Income for services provided at a point in time Income relating to factoring activities 9.2 10.7 9.2 10.7 Others 13.8 7.3 13.8 7.3 Other income provided at a point in time Other fees* 109.5 94.0 80.6 79.9 496.3 430.6 467.4 416.5 *Other fees include late payment fees and fees related to other credit agreements. 7. OTHER INCOME GROUP COMPANY Sep-24 MUR m Sep-23 MUR m Sep-24 MUR m Sep-23 MUR m Operating lease income 89.0 86.9 89.0 86.9 Leasing residual value 8.6 9.1 8.6 9.1 Others* 11.7 12.5 7.2 6.3 (Loss)/profit on disposal of equipment (0.5) 1.2 (0.5) 1.2 108.8 109.7 104.3 103.5 *Main components of others include secretarial fees and administration fees. 8. EMPLOYEE BENEFIT EXPENSES GROUP COMPANY Sep-24 MUR m Sep-23 MUR m Sep-24 MUR m Sep-23 MUR m Wages, salaries and related expenses 837.3 710.1 780.6 680.7 Pension and other retirement benefit costs 64.4 38.4 64.3 37.2 901.7 748.5 844.9 717.9 Explanatory Notes 30 September 2024 5. NET INTEREST INCOME continued 152
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