15. NET INVESTMENT IN LEASES AND OTHER CREDIT AGREEMENTS Finance leases MUR m Other credit agreements MUR m Total MUR m GROUP AND COMPANY 30 September 2024 Gross investment Within one year 1,218.4 5,049.3 6,267.7 After one year and before two years 1,050.5 3,274.0 4,324.5 After two years and before five years 2,125.1 1,586.9 3,712.0 After five years 500.7 – 500.7 4,894.7 9,910.2 14,804.9 Unearned future finance income (767.9) (1,568.3) (2,336.2) 4,126.8 8,341.9 12,468.7 Expected credit loss (130.2) (693.2) (823.4) 3,996.6 7,648.7 11,645.3 Present value of lease payments before impairment analysed as follows: Within one year 951.8 4,070.4 5,022.2 After one year and before two years 852.4 2,815.8 3,668.2 After two years and before five years 1,849.9 1,455.7 3,305.6 After five years 472.7 – 472.7 4,126.8 8,341.9 12,468.7 Representing: Current receivables 951.8 4,070.4 5,022.2 Non current receivables 3,175.0 4,271.5 7,446.5 4,126.8 8,341.9 12,468.7 Net Amount represented by: Current receivables 886.9 3,533.6 4,420.5 Non current receivables 3,109.7 4,115.1 7,224.8 3,996.6 7,648.7 11,645.3 The Group and Company have no unguaranteed residual value as at 30 September 2024 (2023: Nil) GROUP & COMPANY Sep-24 MUR m Sep-23 MUR m Guaranteed residual amount receivable under Finance lease agreements Year 1 3.7 13.4 Year 2 8.5 4.9 Year 3 to 5 32.8 25.4 Onwards 31.9 19.1 76.9 62.8 Explanatory Notes 30 September 2024 158
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