CFSL Annual Report 2024

• Fast and secure way to authorise transactions, with merchant bank accounts credited directly to banks. • Dynamic QR Codes are integrated in traditional POS machines, enabling transactions from other bank apps, with merchants receiving real-time confirmation. • Access to resources, mentoring and networking opportunities through Noubiznes. • A dedicated team of professionals to support customers. • Strong data protection and compliance with global security standards. • Partnering with trusted insurance companies to offer protection on credit purchases and motor insurance through Cim Finance. POS Service Our Point of Sale (POS) terminals make it easy for merchants/ service providers to accept card payments at their physical location, enhancing customer convenience and streamlining business transactions. SME Loans Tailored financial solutions specifically designed for small and medium enterprises, providing funding for their expansion, upgrade of equipment or even day-to-day operations. Ecommerce Service Online payment gateway that seamlessly integrates with online retail platforms, offering secure digital transactions for customers, and tools for merchants to monitor their online sales in real time. Insurance Tailored insurance offering financial protection to individuals against unforeseen events or liabilities. 19 Introduction Group Overview Leadership Strategy & Performance Risk Management Corporate Governance Statutory Disclosures Financial

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