Liabilities at fair value through profit or loss MUR m Liabilities at amortised cost MUR m Total MUR m Liabilities at fair value through profit or loss MUR m Liabilities at amortised cost MUR m Total MUR m Financial liabilities Bank overdrafts – 180.3 180.3 – 119.7 119.7 Other borrowed funds – 13,212.0 13,212.0 – 13,344.4 13,344.4 Other liabilities – 1,805.1 1,805.1 216.3 1,758.7 1,975.0 – 15,197.4 15,197.4 216.3 15,222.8 15,439.1 44. FINANCIAL SUMMARY GROUP Sep-24 MUR m Sep-23 MUR m Sep-22 MUR m Consolidated Statements of Profit or Loss and Other Comprehensive Income from continuing operations Interest income 3,544.5 2,954.6 2,502.3 Interest expense (816.5) (579.0) (427.5) Net interest income 2,728.0 2,375.6 2,074.8 Lending and agency related income 496.3 430.6 396.8 Other income 108.8 109.7 101.1 Net operating income 3,333.1 2,915.9 2,572.7 Operating expenses (1,747.0) (1,484.2) (1,292.7) Profit before impairment 1,586.1 1,431.7 1,280.0 Net impairment losses on financial assets (270.4) (328.2) (560.7) Net gain on disposal of investment in subsidiary – – 16.4 Share of results of associates (2.0) (3.2) (2.5) Foreign exchange (loss)/gain (7.0) 5.5 1.6 Profit before non-recurring items 1,306.7 1,105.8 734.8 Gain on bargain purchase – 18.5 – Fair value gain on investment securities 3.3 2.9 – Profit before tax 1,310.0 1,127.2 734.8 Income tax expense (203.0) (166.2) (133.5) Profit for the year 1,107.0 961.0 601.3 Other comprehensive income for the year, net of tax 31.7 (57.0) (2.1) Total comprehensive income for the year, net of tax 1,138.7 904.0 599.2 Basic and diluted earnings per share (MUR) 1.62 1.41 0.88 Consolidated Statements of Financial Position Assets 25,623.2 21,582.7 18,754.6 Stated capital 680.5 680.5 680.5 Retained earnings 5,158.3 4,460.7 3,786.6 Other reserves 489.1 458.3 502.1 Non controlling interests 226.5 216.3 – Liabilities 19,068.8 15,766.9 13,785.4 25,623.2 21,582.7 18,754.6 Stated Capital Number of ordinary shares - issued and fully paid Units 680,522,310 680,522,310 680,522,310 213 Introduction Group Overview Leadership Strategy & Performance Risk Management Corporate Governance Statutory Disclosures Financial
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