Table of Contents STRATEGY & PERFORMANCE Our Strategic Plan 46 Business Review 48 Human Capital Report 53 Environmental and Social Report 62 LEADERSHIP Interview with the Chairperson 26 Board of Directors 28 Insights from the Group CEO 34 Senior Executive Team 36 GROUP OVERVIEW Cim Finance at a Glance 12 Our Activities 12 Our Purpose-Driven Approach 13 Our Milestones 14 Value Creation Model 16 What We Do 18 Stakeholder Engagement 20 Financial Highlights 24 Consolidated Value Added Statement 25 INTRODUCTION About This Report 3 Theme of This Report 3 Reporting Principles 4 Group Structure 8 6
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