CFSL Annual Report 2024

CARBON FOOTPRINT REDUCTION Direct emissions (from Cim Finance’s car fleet) decreased from 194.35 tonnes to 154.01 tonnes in FY 2024, reflecting a 20.8% reduction, explained by the partial transition of the company’s car fleet from Internal Combustion Engines (ICE) to hybrid cars. Scope 3 emissions, which encompass indirect emissions occurring along the value chain—such as those from financed emissions, business travel, and employee commuting – were not included in this year’s report due to incomplete data. Measuring Scope 3 emissions is a complex process that requires collaboration with multiple stakeholders and extensive information from across our value chain. Efforts are actively underway to enhance data collection in this area. Indirect emissions (from purchased electricity consumption) decreased marginally from 491.54 tonnes to 479.92 tonnes, representing a 2.4% reduction. KEY INSIGHTS INDIRECT EMISSIONS (SCOPE 2) DIRECT EMISSIONS (SCOPE 1) Calculating our carbon footprint is a crucial step in understanding and reducing greenhouse gas emissions, which significantly contribute to climate change. This year, we focused on measuring our Scope 1 and Scope 2 emissions to identify key areas for improvement. Scope 2 emissions currently focus on electricity consumption at Cim House, implemented as a pilot initiative and serving as a baseline for future actions. 20.8% Reduction in Scope 1 emissions Environmental and Social Report (continued) 600.00 500.00 400.00 300.00 200.00 100.00 CO2 EMISSIONS 194.35 491.54 154.01 479.92 Scope 1 Direct Emissions* (tonnes) Scope 2 Indirect Emissions* (tonnes) FY 2023 FY 2024 68

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