Table of Contents
I
146
CFSL - Annual report 2018
Table of Contents
1
Group Structure
2
Financial Highlights
4
Chairman’s Message
8
Directors’ Profiles
11
Senior Executives’ Profiles
17
Group CEO’s Outlook
18
Business Review - Cim Finance
20
Business Review - Lavastone Properties
22
Corporate Governance Report
26
Human Resources
34
Corporate Social Responsibility
37
Internal Audit Function
41
Other Statutory Disclosures
44
Directors’ Report
45
Secretary’s Certificate
46
Statement of Compliance
47
Independent Auditor’s Report
50
Financial Statements
56
Directors of Subsidiary Companies
140
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