Annual Report 2019

Table of Contents Group Structure 02 Cim at a Glance 04 Value Creation Model 06 Financial Highlights 08 Chairman’s Message 12 Directors’ Profiles 14 Group CEO’s Report 22 Senior Management Team 24 Business Review 28 Cim Finance Management Team 30 Corporate Governance Report 38 Human Capital 46 Corporate Social Responsibility 48 Risk Management 50 Other Statutory Disclosures 54 Directors’ Report 55 Secretary’s Certificate 56 Statement of Compliance 57 Independent Auditor’s Report 60 Financial Statements 66 Directors of Subsidiary Companies 158