Annual Report 2019

Group Structure	2
Cim at a Glance	4
Value Creation Model	6
Financial Highlights	8
Chairman’s Message	12
Directors’ Profiles	14
Group CEO’s Report	22
Senior Management Team	24
Business Review	28
Cim Finance Management Team	30
Corporate Governance Report	38
Human Capital	46
Corporate Social Responsibility	48
Risk Management	50
Other Statutory Disclosures	54
Directors’ Report	55
Secretary’s Certificate	56
Statement of Compliance	57
Independent Auditor’s Report	60
Financial Statements	66
Directors of Subsidiary Companies	158

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