132 C I M F I N A N C I A L S E R V I C E S L T D 4. FINANCIAL RISK MANAGEMENT (CONT’D) 4.1 Financial risk factors (Cont’d) (e) Liquidity risk (Cont’d) Contractual maturities of undiscounted cash flows of financial assets and liabilities (Cont’d) COMPANY 30 September 2021 Up to 3 months MUR m 3 - 6 months MUR m 6 - 12 months MUR m 1 to 5 years MUR m Over 5 years MUR m Total MUR m Assets Cash and bank balances 280.7 - - - - 280.7 Deposits with banks 8.9 16.4 99.9 300.9 - 426.1 Net investment in leases and other credit agreements 1,739.7 1,235.7 2,196.1 4,773.2 102.7 10,047.4 Loans and advances 995.6 704.8 1,811.9 5,237.3 18.1 8,767.7 Investments securities - - 0.8 119.6 - 120.4 Other assets 99.5 - 245.8 - - 345.3 Total assets 3,124.4 1,956.9 4,354.5 10,431.0 120.8 19,987.6 Liabilities Other borrowed funds 2,902.7 128.0 2,745.1 3,861.4 294.3 9,931.5 Other liabilities 1,027.9 22.6 92.7 83.1 - 1,226.3 Lease liabilities 7.1 7.2 14.7 154.9 33.9 217.8 Total liabilities 3,937.7 157.8 2,852.5 4,099.4 328.2 11,375.6 Net liquidity gap (813.3) 1,799.1 1,502.0 6,331.6 (207.4) 8,612.0 30 September 2020 Up to 3 months MUR m 3 - 6 months MUR m 6 - 12 months MUR m 1 to 5 years MUR m Over 5 years MUR m Total MUR m Assets Cash and bank balances 18.1 - - - - 18.1 Loans and advances - - 3,130.7 3,909.3 280.5 7,320.5 Investments securities - - 20.8 - - 20.8 Other assets 190.2 - - - - 190.2 Total assets 208.3 - 3,151.5 3,909.3 280.5 7,549.6 Liabilities Other borrowed funds - - 1,499.2 3,707.5 280.5 5,487.2 Other liabilities - - 5.9 - - 5.9 Total liabilities - - 1,505.1 3,707.5 280.5 5,493.1 Net liquidity gap 208.3 - 1,646.4 201.8 - 2,056.5 COMPANY Explanatory Notes 30 SEPTEMBER 2021 E x p l a n a t o r y N o t e s The Companymanages the net negative liquidity gaps through its undrawn bank facilities.
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