CIM FINANCE. INTEGRATED REPORT 2022 | 15 Cards and Payment Solutions Solutions for the acquisition of vehicles and equipment Help SMEs meet their cashflow needs through our Factoring services OUTPUTS FINANCIAL CAPITAL • Optimal funding mix • Achieving targeted ROE RELATIONSHIP CAPITAL • Helping our partners grow their business HUMAN CAPITAL • Employer of choice • Empowered employees • Work-life balance INTELLECTUAL CAPITAL • New products • Cim Culture • Strong brand & reputation MANUFACTURED CAPITAL • Accessibility • Sound credit decisions • Low impairment levels SOCIAL & NATURAL CAPITAL • Responsible lender • Support to the community Risk Appetite Main Risks Risk Response RISK MANAGEMENT FRAMEWORK
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