CFSL Integrated Report 2022

Group Structure	10
This is Cim	12
Value Creation Model	14
Financial Highlights	16
Interview with the Chairperson	18
Green Bond	23
Directors’ Profiles	24
Discussions with the Group CEO	30
Human Capital Report	36
Senior Executive Team	48
Management Team	50
Corporate Social Responsibility	58
Risk Management Report	62
Corporate Governance Report	76
Other Statutory Disclosures	88
Directors’ Report	89
Secretary’s Certificate	90
Statement of Compliance	91
Independent Auditor’s Report	94
Financial Statements	98
Directors of Subsidiary Companies	214

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