CFSL Integrated Report 2022

| CIM FINANCE. INTEGRATED REPORT 2022 4 REPORTING PERIOD, SCOPE AND BOUNDARY This fourth Integrated Report communicates financial and non-financial information about CIM Financial Services Ltd’s (‘CFSL’) strategy, businessmodel, operatingcontext,material risks and opportunities, governance and operational performance for the period 1 October 2021 to 30 September 2022. This report covers CFSL and its subsidiaries (collectively referred to as ‘Cim Finance’ or the ‘Group’) and provides a comprehensive overview of all matters that materially affect the Group. Significant events after 30 September 2022 up to the date of approval of this report are also disclosed herein.

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