CIM FINANCE. INTEGRATED REPORT 2022 | 9 Group Structure 10 This is Cim 12 Value Creation Model 14 Financial Highlights 16 Interview with the Chairperson 18 Green Bond 23 Directors’ Profiles 24 Discussions with the Group CEO 30 Human Capital Report 36 Senior Executive Team 48 Management Team 50 Corporate Social Responsibility 58 Risk Management Report 62 Corporate Governance Report 76 Other Statutory Disclosures 88 Directors’ Report 89 Secretary’s Certificate 90 Statement of Compliance 91 Independent Auditor’s Report 94 Financial Statements 98 Directors of Subsidiary Companies 214
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