Risk assessment map 0 1 2 3 4 5 1 2 3 4 5 Likelihood (after migration) Impact (after migration) P L M CM CO T C O Risk movement: September 2022 to September 2023 Increased Decreased Unchanged Principal Risks Risk Trend 2023 C Credit Risk M Market Risk L Funding & Liquidity Risk CM Model Risk O Operational Risk T Technology and Cyber Risk P People Risk CO Compliance Risk Risk Management Report Continued 62 CIM FINANCE ANNUAL REPORT
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