CFSL Integrated Report 2023

Group Structure 6
This is Cim 10
Value Creation Model 12
Financial Highlights 14
Consolidated Value Added Statement 15
Interview with the Chairperson 16
Directors’ Profiles 20
Discussion with the Group CEO 26
Human Capital Report 30
Senior Executive Team 40
Management Team 42
Corporate Social Responsibility 48
Green Bond 56
Risk Management Report 58
Corporate Governance Report 76
Other Statutory Disclosures 88
Directors’ Report 89
Secretary’s Certificate 90
Statement of Compliance 91
Independent Auditor’s Report 94
Financial Statements 98
Directors of Subsidiary Companies 207

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