I
208
CFSL Integrated Report 2023
Group Structure
6
This is Cim
10
Value Creation Model
12
Financial Highlights
14
Consolidated Value Added Statement
15
Interview with the Chairperson
16
Directors’ Profiles
20
Discussion with the Group CEO
26
Human Capital Report
30
Senior Executive Team
40
Management Team
42
Corporate Social Responsibility
48
Green Bond
56
Risk Management Report
58
Corporate Governance Report
76
Other Statutory Disclosures
88
Directors’ Report
89
Secretary’s Certificate
90
Statement of Compliance
91
Independent Auditor’s Report
94
Financial Statements
98
Directors of Subsidiary Companies
207
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