The Consumer Finance activities started in Mauritius in 1987 with hire purchase (HP) financing and personal loans in 2015. With our strengthened business and improved capabilities, we are moving more and more towards the digitalisation of our processes.
Cim Finance uses Experian developed application and behavioural developed scorecards to credit score customers and offers customer credit protection insurance on their credit facilities.
Cim Finance offers acquiring and issuing services for Visa, MasterCard and Union Pay. Cim Finance is the first non-banking financial institution in Sub-Saharan Africa to be a principal member of Visa, MasterCard and Union Pay.
Cim Finance was a pioneer in the Mauritius leasing industry with the launch of leasing activities in 1996 to finance vehicles and equipment. Cim Finance offers finance and operating leases to individuals, entrepreneurs, SMEs and large corporates.
Cim Finance launched its Factoring business in 2004 offering recourse Factoring to its domestic customers and started nonrecourse Factoring in 2006. Cim Finance launched International Factoring in 2019. Our specialized, professional and dynamic team has more than 10 years of experience in the factoring industry.